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Who Pays For Car Accidents in West Virginia?

We know how to help you recover compensation

A serious car accident can affect your life in many different ways. You may be suffering from severe injuries that require extensive and costly medical treatment. If you can't work, you lose income while the bills keep coming in. Someone's negligence caused the accident and you know you deserve compensation. But you aren't sure how to go about getting it.

The car accident attorneys at Mani Ellis & Layne, PLLC understand the accident insurance system in West Virginia. Our firm has been helping accident victims for more than a decade. We have dealt with many different situations involving accident claims and can advise you on the best course of action to take.

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West Virginia has a "fault" insurance system (sometimes called an "at-fault" system). In short, this means that the driver responsible for causing the accident is responsible for paying the damages. But it is not always that simple. In general, you have three options for recovering compensation after a car accident:

  • File a "first-party" claim with your own insurance company - Your insurance company deals with the claim and pays you compensation. They also deal with the at-fault driver's insurance company.
  • File a "third-party" claim with the at-fault driver's insurance company - The at-fault driver's insurance company deals with the claim and pays you compensation. To initiate the claim, you need to send a letter to the insurance company (we can send it on your behalf). This is a good option if your damages exceed the limits of your own policy.
  • File a lawsuit against the at-fault driver - If the different sides can't agree on the value of your claim, filing a lawsuit and letting a court decide may be your best option. But in order to prevail, you need to build a strong case based on evidence.

Our attorneys can review your case and give you the information you need to make a decision on how to proceed. We will look for the best strategy will give you compensation for all of the damages you suffered, including past and future medical expenses, lost income, lost future income, vehicle repairs, pain and suffering and emotional distress.

An experienced legal team ready to help with your case

Our legal team investigates your accident to find evidence that the other driver was negligent. We review all documents, interview witnesses, examine evidence and consult with experts as needed. Our attorneys handle all the red tape and paperwork. We want you to focus on getting better.

We put in all this work because it gives you the best chance at recovering the maximum amount of compensation possible. You can count us to fight hard on your behalf. We have obtained many successful outcomes for clients through negotiated settlement and jury verdicts. Contact us for a free consultation to learn more about how we can help you with your case.

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Mani Ellis & Layne, PLLC
602 Virginia St E #200
Charleston, WV 25301
Phone: 304-720-1000